Dato' Khairussaleh Ramli
Executive Director
Dr Amina Josetta Kayani

A-11-1, AICB Building

No 10 Jalan Dato' Onn 

50480 Kuala Lumpur
Tel: +603 2202 7223


Updates from The National Banking Association

Introduction of Standardised Documentation for Housing Loan Agreements
The Associations of Banks in Malaysia (ABM) worked with the Central Bank of Malaysia and its thirteen Council banks to introduce a standardised template for the description of key terms and conditions in respect of certain housing loan or home financing agreements involving a principal sum of RM 500,000 or below. This is to promote consumers' understanding of their rights and obligations and to enable them to make informed decisions. The standardised template has been adopted by all member banks with effect from 1 January 2013. The standardised template can be downloaded from ABM's website at
e-Banking Fraud Awareness Campaign 2013
On 15 January 2013, ABM launched the 2013 e-Banking Fraud Awareness Campaign. Its aim is to create awareness of the general public on current e-banking scams and to help them to avoid becoming victims of cyber crimes. 
Contributed by The Association of Banks in Malaysia